Compared with other third-party software, Alipay is much simpler and safer. First of all, it has account security insurance, and there is Alibaba Cloud big data analysis behind it, which specializes in payment. In fact, Alipay is just a link recommendation of this kind of thing, not its own, but also sold to others like a bank. Moreover, Alipay's funds are supervised by online banking and will not steal your money easily. Funds are sometimes delayed, usually 24 hours.