1, blind investment, no clear investment objectives;
2. Put the eggs in one basket, only invest in one fund, or buy too many funds, and there is no core portfolio;
3. Choosing funds only pays attention to the rate of return, but ignores the equality of risk level, capital liquidity, handling fee and moisture;
4. There is no standard for take profit and stop loss;
5, the investment mentality is unstable, and you will panic if you lose a little.
6. Pay attention to arrange the proportion of fund varieties according to your risk tolerance and investment purpose. Choose the fund that suits you best, and set an investment ceiling when buying partial stock funds.
7. Be careful not to buy the wrong "fund". The popularity of funds has led to some fake and shoddy products "fishing in troubled waters", so we should pay attention to identification.
8. Pay attention to the later maintenance of your account. Although the fund is worry-free, it should not be left unattended. Always pay attention to the new announcements on the fund website, so as to have a more comprehensive and timely understanding of the funds you hold.
9. Pay attention to buying funds and don't care too much about the net value of funds. In fact, the fund's income is only related to the net growth rate. As long as the fund's net growth rate stays ahead, the income will naturally be high.
10, be careful not to "love the new and hate the old" and not blindly pursue new funds. Although the new fund has inherent advantages such as preferential prices, the old fund has long-term operating experience and reasonable positions, which is more worthy of attention and investment.
1 1. Be careful not to buy bonus funds unilaterally. Fund dividend is the return of investors' previous income, so it is more reasonable to change the dividend method to "dividend reinvestment" as far as possible.
12, be careful not to talk about heroes by short-term ups and downs. It is obviously unscientific to judge the pros and cons of the fund by short-term ups and downs, and it is necessary to make a comprehensive evaluation of the fund in many aspects and conduct a long-term investigation.
13. Pay attention to flexible investment strategies such as steady and worry-free fixed investment and affordable and simple dividend conversion.