There are many such funds in the market, most of which are closed for 3 months to 5 years, among which 18 month funds are more common.
/kloc-What is the stability of the 0/8-month term fund? Will fund liquidation be useful in the next 18 months?
Generally speaking, the fixed investment fund of 18 months is stable.
Fixed open-end funds combine the advantages of open-end funds and closed-end funds, which can not only make long-term layout, but also have certain liquidity.
Many investors think that the regular open-end fund is a constraint on investors, but in fact, the rotation between closed-end period and open-end period can help investors lock in the investment cycle, avoid chasing up and down, and help extend the holding time of investors and optimize the profit experience.
For fund managers, the fixed investment fund of 18 months is mainly not affected by daily subscription or redemption, but during the closed period, managers can concentrate on implementing operational strategies and strive to improve their performance without interference from capital liquidity.
Generally speaking, it is more conducive to managers' asset allocation and position management.
/kloc-Is the fixed investment in October/August suitable for investment?
In the investment theory, there is an impossible trinity theory, and the three angles are liquidity, profitability and risk. It is impossible for investment products to achieve high liquidity, high return and low risk at the same time.
However, compared with similar funds with flexible subscription and redemption, 18-month regular open funds give up some liquidity, which makes it possible to achieve higher expected returns and lower risk coefficient.
Moreover, the closure period of 18 months is not particularly long, and the fund itself is a variety that advocates long-term investment. For us ordinary investors, long-term holding is a more appropriate way.
Of course, before you start investing, you should make a reasonable plan for the use of your own funds to ensure that the invested money can be invested for a long time. If you are an investor with particularly high liquidity requirements, it is not suitable to choose 18 fund pool for investment.
In contrast, 18 months is more suitable for stable investors who can make long-term investments.
Closed-end fund/kloc-can you add positions during 0/8 months?
/kloc-Funds with fixed investment in October/August will be closed for/kloc-October/August. After the closure period, there will be a fixed open subscription time and open redemption time, and then it will enter the closure period of 18 months.
Investors can only purchase and add positions to the fund during the open subscription period, and can only redeem all or part of the fund during the open redemption period. However, during the closed period of the fund, the fund is not allowed to purchase and redeem, that is, it cannot add positions.
Generally speaking, such foundations predict in advance the time period of open subscription and redemption. If investors who hold fixed investment funds need to operate, they should pay attention to this estimated time in time so as not to miss it.