1, for the crowd. Class A currency is aimed at small households, that is, retail investors. The number is not limited, and the reserved share is less than 6,543,800,000, while the money fund market is a large subscription for institutions, requiring the fund share to be more than 6,543,800,000.

2. The threshold of purchase. The subscription threshold of Class A money funds is relatively low, usually starting from 1 1,000 yuan. The subscription threshold of a few money funds such as CEIBS and ICBC is reduced to 1 1,000 yuan, while the subscription threshold of the money fund market is relatively high, usually 5 million yuan.