I personally suggest that it is better to keep money in your medical insurance card. The money in it can help you solve big problems when you need it.
The money in the medical insurance card can be accumulated, and the longer you save it, the more money you will get.
Many people want to withdraw the money in their medical insurance cards because they are afraid that the money in it will be cleared every year, so they even think about withdrawing the money in it.
In fact, this is a wrong statement. The money in the medical insurance card will accumulate. Even if you don’t spend the money in it for ten years, the money in it will always be there. The longer you keep it, the more money will be in it.
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If you don’t have special circumstances, I suggest you keep your money in it. This will also help you save money.
Nowadays, it costs a lot to go to the hospital when you are sick. Many people will spend all their savings due to hospitalization. Therefore, in order to avoid such a situation, it is recommended that you make preparations in advance and do not spend money in advance. It is not necessary.
When it comes to spending, it’s better to keep the money in it.
Swiping the medical insurance card is also relatively restricted.
The money in the medical insurance card can only be used in hospitals and pharmacies. This card cannot be swiped elsewhere, and the money in it cannot be withdrawn, so it is best not to touch it.
If you want to save money, you can use your medical insurance card to buy medicines on a regular basis. The price with the card is the same as the price with cash, which can also help you save some money.
In many areas, medical insurance cards will give you some preferential policies when they reach a certain limit. The more money there is, the more convenient it will be when you need help.
Don’t trust the institution that withdraws money easily, the handling fee is too high.
Nowadays, many pharmacies have the business of helping others withdraw medical insurance cards. This process is illegal. Many pharmacies charge a lot of handling fees when withdrawing cash. In the end, only a small part of the money will be in your hands.
Their pharmacies will also use your medical insurance card to deliberately increase the sales of the store, making the store owner think that the store is very profitable. There will also be some employees who use the card to take advantage of the situation, so it is best not to withdraw cash. It is still very difficult to keep the money in the card.
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Red Weekly Editorial Department | Qi Yongchao
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