As we all know, after buying a new house, you must apply for a real estate certificate in time. Otherwise, if the house is damaged, it will be difficult to effectively protect the rights and interests of the parties. The same is true for self-occupied commercial houses. So, what taxes do you have to pay when buying a commercial house for self-occupation in Tongzhou? How much tax do I have to pay when buying a commercial house for self-occupation in Tongzhou?

1. What taxes do you need to pay when buying a commercial house for self-occupation in Tongzhou?

Ordinary self-occupied housing refers to ordinary housing purchased for living with your family. Self-occupied commercial housing is given priority by real estate companies to meet residents’ self-occupied and improved housing needs. commercial housing. The ordinary houses stipulated by the state are as follows:

1. The building floor area ratio of residential areas is above 1.0;

2. The building area of ??a single unit is within 120 square meters;

3. The actual transaction price is lower than 1.2 times the average transaction price of land and housing at the same level;

4. Public housing purchased for the first time, housing built with funds raised by cooperatives, affordable housing, resettlement housing and other affordable housing are all the same as ordinary residences.

When we buy a commercial house for self-occupation, in addition to making the corresponding payment, we must also be prepared to pay various taxes and fees, and calculate them clearly first. General taxes and fees for new homes include deed taxes, building maintenance funds, property management fees, property rights registration fees, transaction fees, etc.

2. How much tax do you have to pay when buying a commercial house for self-occupation in Tongzhou?

1. Deed tax: 1.5% or 3% of the amount of the owner-occupied house. According to the standard of ordinary residences, ordinary residences can enjoy a preferential tax rate of 1.5%, and if they are non-ordinary residences, the tax rate is 3%. Ordinary residences within 140 square meters are subject to 1.5%, those exceeding 140 square meters are subject to 3%, and non-ordinary residences are subject to 3%.

2. Bank mortgage fees: If you apply for a mortgage loan, you will need to pay when signing the contract as well as bank mortgage fees, which are charges for commercial loans. There are subtle differences between different banks.

3． The mortgage registration fee is 80 yuan, and the warrant stamp tax is 5 yuan per household.

4． Property insurance premium: total house payment × annual rate × years coefficient.

5. Home Repair Fund: The major repair fund is 2% to 3% of the purchase price. Generally, when the home buyer receives the key and checks in, the developer will collect the house maintenance funds on his behalf.

6. Property registration fee: 80 yuan per house. The fee for residential houses is 80 yuan, while for non-residential houses, the fee is 550 yuan per household. The certificate fee for tenants is 10 yuan per person.

7. Transaction fee: 3 yuan per square meter of residential building area, 11 yuan per square meter of non-residential building area.