A major feature of publicly-funded wealth management products is that there is almost no threshold, or the threshold is extremely low. At present, the general investment threshold in Public Offering of Fund is only 65,438+00 yuan, and individuals can buy from 65,438+0 yuan.
The threshold of private equity funds or trusts is very high (basically from1100,000 RMB, some even millions or tens of millions), and the risk is higher than that of Public Offering of Fund.
Public Offering of Fund's original intention is to concentrate the idle funds of the broad masses to invest in securities, which is a kind of investment and financial management.
Although the risk of Public Offering of Fund is lower than that of private equity funds or trusts, investors still need to have some investment knowledge.
Because all public wealth management products, even the money fund with the lowest risk level, do not guarantee the principal and income.
Therefore, investors need to take full responsibility for their investment behavior and consequences.
Therefore, many white people who don't know anything about investment and financial management or have the wrong concept of investment and financial management often encounter the embarrassing situation of losing money on the first investment.