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personal loan
1. Thank you for the real questions of "Personal Finance" and "Personal Loan" in the 20 13 examination for bank employees.

Hello, Chinese public education is at your service.

You can go to official website, we financiers, and we will collect real questions or simulated prediction questions from previous years, all with answers and analysis.

If in doubt, please consult the public education enterprises in China.

Second, the 20 13 bank employees' exams "Personal Finance" and "Personal Loan" are real questions. Thank you.

I can tell you, the so-called real questions are useless, .........., because the online computer test randomly selects a certain number of questions from the question bank, and everyone's test questions are real. ...

3. Which is the relative subject of bank examination "Personal Finance" and "Personal Loan"? ...

management of personal money

4. Which financial platform is better for personal financial management?

Ranked tenth, former gold research institute

Qianjinsuo is an online lending platform in Shenzhen. The company's risk control is strictly based on small guarantees, and its annualized income ranks in the top ten, following the principle of small but beautiful.

Ranked ninth, wallet (Guangfa Fund)

Guangfa Money Bag is a cash management account with money fund as the core, which is launched by online transactions of Guangfa Fund. Monthly income and idle funds are all recharged into the money bag, which can not only enjoy the income of the money fund, but also worry about repaying the loan.

Eighth, change treasure (Suning.cn)

The change treasure is a cash wealth management product created by the third-party payment platform Yifubao for individual users. Users can not only get higher income from the money deposited in the change treasure, but also spend it at any time and transfer it out quickly, which is convenient and flexible and does not charge any handling fee. There are many money funds for users to choose freely on the website of change treasure, which fully protects the rights and interests of users. At the same time, the funds in the change treasure can be used at any time, which can be used for online shopping, recharge payment, transfer and credit card repayment. , you can also transfer it to an Easy Pay account or a bank card.

Seventh, clown (Oriental Fortune Network)

Life Treasure (formerly cash treasure, Tian Tian) is a financial management tool launched by Tian Tian Fund. This website aims to optimize monetary funds. Recharge the current treasure (that is, buy the preferred money fund), the highest income can reach more than 10 times of the current deposit, far exceeding the one-year time deposit, and you can enjoy the service of quick cash withdrawal and real-time arrival all day.

6. Yinglibao (Straight Flush)

Yi Yibao is a current financial management tool created by straight flush. Users can enjoy at most 1 1-23 times of bank demand deposits every day, which is more than one-year time deposits. The balance of Yu 'ebao can be withdrawn at any time, and there is no time limit. Libao Fund only invests in safe and stable financial instruments such as national debt and bank deposit certificates, with low risk. Interest is calculated every day, and weekends and holidays are no exception. The income can be seen every day.

Fifth, cash treasure (Huitianfu Fund)

Cash treasure, ultra-low deposit threshold, 1 cent can be deposited, and there is no handling fee for deposit and withdrawal! After the money rushes into cash treasure, it is equivalent to buying the money fund of Huitianfu, and you can enjoy the money fund income. In 20 12 years, the annualized income of cash treasure is 4. 1 15%, which is1/0.8 times of the current income. Moreover, the income level of the new generation of cash treasure is more competitive in the market than before the upgrade, realizing daily interest calculation, daily dividend distribution and daily income rolling.

Fourth, Licaitong (Tencent)

2014 65438+1On October 22nd, Licaitong, a cooperation between Tencent and Huaxia Fund, officially landed on WeChat. On the same day, Licaitong raised 800 million yuan. On the other hand, Yu 'ebao, which was launched on June 13, raised 350 million yuan on the first day. In addition, on the day of the launch of Licaitong, the annualized rate of return on the 7 th was 7.529%, while the annualized rate of return on Yu' ebao on the 7 th was 6.46%.

Third, Baifa (Baidu Finance)

20 13,10128 October, the "Baidu Financial Center-Wealth Management" platform was officially launched, and attractive financial products will be customized together with various financial institutions. "Baifa" is the first financial plan launched by Baidu Financial Center. With the goal of helping people get rich, it lowers the threshold for users to migrate from traditional finance to internet finance.

Second, Beijing Bao Bei (JD.COM Mall)

"Jingbaobei" integrates and processes data such as purchasing, sales and finance on JD.COM platform, and completes automatic approval and risk control. Because the whole process is online, the time to realize the loan can be shortened from the previous daily calculation to less than 3 minutes. The financing period of this business is as long as 90 days, and the financing amount and repayment time can also be decided by the supplier.

First, Yu 'ebao (Alibaba)