In the bear market, the market is depressed, funds generally fall, and funds purchased by investors are in a state of loss. Investors can choose to keep holding and wait for a rebound.
If investors have sufficient funds, they can even choose to make a fixed investment in the process of fund decline, continuously increase the share of fund holdings, and share the cost of holding positions equally, because after investors throw out, they are likely to lose money.
In a bull market, funds generally go up, but when the funds purchased by investors are in a loss state, investors can choose to sell them and replace them with a stronger fund to make up for the losses, that is, exchange weak funds for strong funds.
In a bull market, funds generally go up, but when the funds purchased by investors are in a loss state, investors can choose to sell them and replace them with a stronger fund to make up for the losses, that is, exchange weak funds for strong funds.
Fund situation If the net value of the fund purchased by investors drops due to the adjustment of the investment target and the price correction, investors can continue to hold it and wait for the adjusted target to rise, which will drive the net value of the fund to rise.
If the fund invested by investors has poor performance due to the poor experience of fund managers, resulting in a sharp drop in the net value of the fund, investors can choose to throw out the fund.
Investment Preference Investors' investment preferences will also have a certain impact on investors' operations. Some investors who are prepared to make long-term investments may not throw out funds in the face of a sharp drop in funds, but will choose low positions to cover their positions to reduce the cost of holding positions; For some short-term investors, as well as investors whose funds need to be turned around, they will choose to throw their own funds when the net value of funds drops sharply. Financial management is risky and investment needs to be cautious.
For the investment of stock funds, it is nothing more than two strategies in two cycles, completely depending on the investor's personality and operation mode! One is that when the stock has formed an obvious trend reversal, from a bear market to a bull market, you can choose to continue to add positions!
Another way is to bargain-hunting when the stock market is at the bottom of the so-called bear market, and it is best to add positions in batches, with a larger interval!
It is very difficult to buy accurately in the market, but if you buy on dips and buy in batches, you can overcome the defect of buying at only one time point, reduce the cost in a balanced way, and occupy a more active position in investment.
The mentality of fund holders When buying funds, many people pay too much attention to the high returns brought by funds, but often ignore the risks behind them. In this way, when they fall, their mood will inevitably fluctuate and they don't know what to do.
Some simply close the fund software, thinking forget it, don't watch it, and it will rise back one day.
There are also some investors who are not so calm. Once the net value of the fund falls, they are worried and can't eat well or sleep well every day. They are afraid to continue to fall, simply sell them all and swear never to buy funds again.
Finally, there are some optimistic investors who think that as long as the fund falls, it is a good opportunity to bargain-hunting, so they buy it as soon as it falls, and continue to buy it after buying it. Finally, they found that the market really fell, but there was no extra money in their hands to continue to add positions.
To sum up, the above three practices are indifferent, blindly stop loss and blindly add positions. In fact, these are all taboos for investment and financial management. Any investment and wealth management product has certain risks, and funds are no exception.
Therefore, before buying a fund, you should make an assessment of your risk tolerance, objectively analyze your maximum risk tolerance and your willingness to accept risks. There should be some psychological preparation for the loss of the fund.
Even if you lose money, you should treat it calmly, calmly and carefully analyze the reasons for the loss, so that you can slowly turn losses into profits.
To make a good investment, we must face up to it. Any investment, income and risk are directly proportional. You can be happy when you are profitable, and don't be too depressed when you are losing money.
Secondly, no matter what investment you make, you need to keep learning. The more we know, the more confident we are in our investment, and we will not be intimidated by outside public opinion.