Many people buy funds and see others make money, so they follow suit. As a result, they not only did not make money but also lost money after buying the fund. Has been in a state of decline, the increase is relatively small, and some even fell by 20%, and the loss is relatively large, which is very annoying. What if the fund loses 20%?

Generally speaking, the fund market rarely loses 20%. This situation will still happen if the market environment is not ideal. Some people will choose to stick to it and think that the fund should be held for a long time. As long as I don't cut it, it won't count as leek. Some people will think that even if you stop, you can avoid more losses. Both methods will be analyzed according to the situation.

If the fund loses 20%, will you stick to it? First of all, you should analyze why the fund you bought will lose money. If it is a stock fund, it depends on the reasons for the decline of the invested stocks. If it is because the big environment is not ideal, it will generally be called back later. If the fund itself falls, it will be even more dangerous. After all, there are good and bad funds.

If a fund loses 20%, it can't be guaranteed to return its capital, but if you are optimistic about that fund, it has strong risk tolerance and enough funds to try, then make up the position at a low level and wait for the rebound opportunity after the fund falls sharply. The effect should not be too bad.

If the risk tolerance is not strong, and the loss reaches 20%, and you are not optimistic about this fund and have insufficient funds, it is recommended to stop the loss in time. You can choose to be optimistic in the later stage and wait for the opportunity to enter.