Jin Rui Life Insurance is a guaranteed critical illness insurance introduced by Ping An Insurance Company. Life in Jin Rui is suitable for people who pursue their own security needs. In addition, Jin Rui Life Insurance also includes Jin Rui Life Insurance (dividend-sharing). Students have life insurance, which is safe enough to increase their value steadily. Very suitable for friends who have spare money. Jinrui has a powerful life support function. At the same time, it can take into account certain cash value accumulation and old-age security functions. It is a comprehensive basic insurance for consumers. Jin Rui can be insured from 30 days of birth to 65 years old. It has the main characteristics of increasing insurance coverage, paying critical illness insurance, high cash value and annuity conversion. It is a comprehensive security product with low premium and wide coverage. Generally speaking, Jin Rui Life provides three kinds of insurance: annuity insurance, whole life insurance insurance and double insurance for minor illness and serious illness. The insured can insure according to their own needs.

1. Ping An Rui Life Insurance belongs to annuity insurance, that is, wealth management insurance. The main insurance is medium and long-term financial management (the insurance period is 15 years). The supporting Jucaibao universal account is lifelong financial management (the insurance period is lifelong). The cash flow is flexible enough, and the compound interest value-added income is also good. Suitable for children's education fund planning or adult pension planning.

Two. Ping An Anjinrui Life Insurance mainly includes:

1. general survival fund,

General subsistence allowance means that after the contract is signed for 7 years, the insurance company pays the subsistence allowance at 30% of the basic insurance amount every year until the expiration of the guarantee period. The basic insurance amount 100000, and the general minimum insurance amount is 30000. From the beginning of the seventh year to the expiration of the guarantee period, it is 15, which means that it can be given 9 times and get ***270000.

2. Special survival fund,

The special survival fund can be paid twice, once a year in the fifth and sixth years of the contract. The special survival funds returned in different payment cycles are different. Under the same conditions, the payment ratio of 3-year and 5-year special survival funds is 50%, so the 3-year special survival fund is 66,800, and the 5-year special survival fund is 352 10.

3. Due deposits,

Maturity payment means that the insured lives for 15 years after the expiration of the guarantee period, and the insurance company pays maturity payment according to the proportion of the basic insurance amount. If the payment is made at one time, the payment period is 3 years and 5 years, and the basic insurance amount will be returned to the survival fund at maturity, which is twice the basic insurance amount in 100000 and 10, that is, 200000.