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Lottery funds, stocks and bonds
It is better to buy a fund now. After all, investing in stocks is not as professional as fund. Retail investors in the stock market still lose a lot, and fund companies have many chips in their hands, which is also the role of the stock market.

National debt can also be bought. It's best to buy newly issued government bonds with higher interest rates. Although the investment income is not as high as the fund, the risk of stability is lower than that of the fund.

Lottery tickets are also ok. Taking some money out to try your luck may change your fate. Although the probability is extremely low, you might as well try it every time. If you play sports lottery, you can also turn your favorite sports, such as football, into a tool to find money.

In addition, you can buy wealth management products launched by banks, generally starting from 50 thousand yuan, with a term of about half a year more cost-effective than time deposits, but not as high as funds.

You can also buy insurance. In addition to protecting your own life and health, providing for the elderly in the future, and paying for your children's schooling in the future, you can also buy investment and wealth management insurance, such as investment-linked insurance. Even if life insurance+investment, there are universal insurance and dividend insurance.

You can allocate these according to your financial resources. It's best not to put eggs in one basket, the risk is too high.