1. When does the fund income start to be calculated? Take the Monetary Fund as an example. The calculation cycle of the Monetary Fund is basically the same as that of the above-mentioned Public Offering of Fund, and both take effect on T+2. However, unlike the above-mentioned Public Offering of Fund, the Monetary Fund calculates its income on weekends and holidays, and there are exceptions. Subscribe to the Fund after Thursday 15:00 or two trading days before holidays 15:00, and the income will not be calculated on weekends and holidays, so you need to subscribe in advance. If the subscription is completed before weekends and holidays, the income will be calculated on weekends and holidays. As long as you don't redeem the money fund, you can enjoy the benefits on Sundays and holidays.
2. Fund income cannot be directly withdrawn, but investors can partially redeem it. Divide the profit by the net value of the fund to get a number, and then redeem the fund with the share corresponding to this number, which is probably to redeem part of the income. What remains after redemption is the principal. Fund income is the part of fund assets that exceeds their own value in the process of operation. Extraction of fund holding income: the fund holding income can only be extracted after the fund is sold. Fund holding income refers to the income since the fund was bought. When the holding income is positive, investors gain income; When the holding income is negative, investors lose money. Generally speaking, holding income is not the last income that investors can get. When the fund is sold, deducting the selling cost is the real income that investors get.