Will China Merchants Fortune Treasure A lose money?
China Merchants Fortune A is sold by China Merchants Bank, and there are no words such as guaranteed capital and expected income on the product introduction page of China Merchants Bank. Actually, China Merchants Wealth A is not a deposit, so it will not protect the capital and guarantee the minimum expected return.
Judging from the risk rating, China Merchants Fortune Abao has a low risk rating and is less likely to lose money. From the perspective of investment scope, China Merchants Wealth A, as a monetary fund, generally invests in low-risk fixed expected returns such as treasury bonds, interbank deposit certificates and agreement deposits, and its principal is highly secure. Based on the above analysis, China Merchants Wealth A does not guarantee that it will not lose money, but in fact the probability of principal loss is very small.
How likely is it that China Merchants Fortune Po will lose money?
As a monetary fund, China Merchants Fortune A can refer to the historical situation of the monetary fund to judge the possibility of its loss. In the history of money funds, only two funds (more than 600 money funds in total) have suffered losses, and the money funds that suffered losses only appeared negative on a certain day, which did not last long, that is to say, only the expected income of the money funds lost, and the principal did not lose.
Judging from the history of the Monetary Fund, China Merchants Wealth Abao is unlikely to lose money, and the principal risk is almost negligible.
Summary:
Based on the above analysis, China Merchants Wealth A is a monetary fund, which does not promise to protect the capital, but it is unlikely to lose money.
Investors need not worry too much.