When the fund loses money, investors are worried that the fund will continue to fall in the later period and can choose to sell it. At the same time, investors can also choose to convert loss-making funds into stronger funds to earn some income and make up for losses. Moreover, the loss will definitely be lost. Converting shares means that there are abundant funds, and it can also be made up for it.

Among them, fund conversion has the following characteristics:

1. The fund price is unknown when the fund is converted. If the actual transfer-out amount is greater than the pre-transfer amount (actual subscription amount), that is, the actual net value of Fund A is higher than the expected net value, the system will return the difference and return it to investors after the fund conversion is confirmed.

2. If the investor converts Fund A into Fund B before 3pm on the same day, then the income of that day will be counted as Fund A, and the next trading day will be counted as Fund B; If investors convert Fund A into Fund B after 3 pm on the same day, then the income of that day and the income of the next trading day are counted as Fund A, and the income of the next trading day is counted as Fund B. ..

3. The fund conversion fee consists of subscription fee and redemption fee. The specific charge depends on the difference between the subscription rate and redemption rate of the two funds at each conversion, and the fund conversion fee is borne by the fund holder.