Generally speaking, there are two kinds of changes in fund managers. One is that the old inside the fund company brings the new, and the other is that the fund manager has left. Many investors choose the fund because they have taken a fancy to the familiar fund manager, so the new fund manager is no longer familiar with it, and will naturally have doubts about the future performance of the fund and intend to redeem the fund. In fact, whether the fund manager should redeem it depends on the specific situation. Investors can observe the following three points.
First look at the performance of this fund.
If the fund manager of a fund has changed, then we'd better observe the performance of the fund. If there is no big change and the expected return of the fund (excluding the influence of the whole market) is similar to the original, then it is ok to continue to hold the fund.
Second, look at the strength of fund companies.
A fund with excellent performance is not only related to the fund manager, but also related to the investment research team and fund company behind it. Large-scale and well-known fund companies often have strong investment and research teams and rich relevant talent reserves, so it is not so difficult to maintain the excellent performance of the previous fund manager. Moreover, large-scale and powerful fund companies often adopt the investment management mode of team form, with clear team dividends and relatively small personal influence of fund managers. Therefore, if the fund company to which this fund belongs has a big brand and strong strength, there is no need to rush to redeem the fund.
Third, look at the historical performance of new fund managers.
The third measure is to look at the historical performance of fund managers. If the new fund manager has rich experience in fund management, he can refer to his investment operation style, maximum withdrawal service and historical performance of managing funds. If the fund manager's historical performance is not good, or he doesn't have enough fund management experience at all, it is not too late to choose to redeem the fund at this time.
Summary: Whether the fund manager changes or redeems the fund depends on the above three points. I hope the three points we have summarized will be helpful to everyone.