1. Is my fund safe?

Your funds are very safe. Because the assets of your investment fund have multiple guarantees.

As can be seen from the operation mode of the fund, the fund is a very safe investment mode:

As a fund asset, your investment is independent of the self-owned assets of the fund management company and the fund custodian bank. In China, fund assets can only be independent.

Deposit in a separate account of the custodian bank. There are only five big banks with custody business qualifications in China, namely Industrial and Commercial Bank of China,

China Agricultural Bank, China Bank, China Construction Bank and Bank of Communications. These reputable banks can be used as a guarantee for your funds.

The manager, in strict accordance with the provisions of laws and regulations and the Fund Contract, keeps the fund assets to ensure that they are not used for other purposes, and to the fund management company.

Supervise the operation of. Even in the worst case, the fund management company or custodian bank declares bankruptcy, and the security of fund assets still exists.

Will be guaranteed.

The fund operates transparently.

Judging from the development status of funds in China, fund management companies will open prospectus to investors, and regular reports will include semi-annual reports.

Annual report, fund portfolio announcement, fund net value announcement and public prospectus, etc. , so that investors can fully understand the operation of the fund.

Internal and external supervision of funds

From the fund's laws and regulations, the Interim Measures for the Administration of Securities Investment Funds and the Open Certificate issued by the the State Council and China Securities Regulatory Commissions

The pilot measures for securities investment funds and other laws and regulations also affect the establishment, raising, trading, investment operation and rights of all parties

The obligations are strictly stipulated to ensure the standard operation of the fund and the safety of the fund assets and protect the interests of investors.

2. What is the investment risk of open-end funds?

The investment risks of open-end funds include stock investment risks and bond investment risks. Among them, the risk of stock investment mainly depends on listed companies.

The company's business risk, securities market risk and economic cycle fluctuation risk. Bond investment risk mainly refers to the impact of interest rate changes on bond investment.

Income risk and credit risk of bond investment.

The investment risks of funds are usually different with different investment objectives. Income funds have the lowest investment risk, while active growth funds has the highest risk.

High-growth income funds are in the middle. Investors can choose their own financial situation and investment objectives according to their own risk tolerance.

Fund variety