2. Coin Pass is a low-risk, low-starting money fund provided by Licaitong. Other funds provided by Licaitong have different risks, starting thresholds and closing periods, such as higher annualized returns and risks, starting investment of * 1 0,000 yuan, closing 180 days or fixed period 1 month. The change pass is a function launched by Tencent Wealth Management. Wechat will guarantee users' funds. In addition, the funds transferred to the change card can also be paid directly, and red envelopes can be issued. You can also switch back to WeChat change. So in terms of risk, it is extremely low at present.
There are currently four kinds of funds to choose from. The annual income is generally between 4% and 4.5%. The change pass belongs to the money fund, and the risk is extremely low. It is normal for income to be delayed occasionally, and the general income delay is due to the transfer of funds on weekends or holidays. In general, income is calculated normally. The annualized income of the four funds in the exchange is slightly different, so you can choose by yourself. Although the yields of the four funds are different, they are roughly the same. If you transfer more funds, there is almost no difference in income. For example, if you deposit 1000 yuan, no matter which fund you choose, the daily income will be 0. 1 yuan or 0.1yuan, and few people will care about the difference of a penny every day. However, if the amount of transferred funds is relatively large, you can consider choosing products with higher returns.
4. Generally, the income from changing the visa is around 4.3%, and there is no loss at present. Moreover, this 7-coin fund generally does not cause principal loss. In general, the safety factor of WeChat change pass is still relatively high. Occasionally, there will be system upgrades or delays in holiday reception. Under normal circumstances, there will be no loss.
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