1, medical insurance account payment is to use the balance of medical insurance account to pay part or all of medical expenses. The medical insurance account is an account formed by the medical insurance expenses paid by individuals after participating in social security. Personal medical expenses are not reimbursed, and some expenses can be paid by medical insurance account.

2. Fund payment refers to the payment of medical expenses provided by the medical insurance fund for the insured. Medical insurance fund is a public fund pool formed when individuals and enterprises pay social security fees. When the personal medical expenses exceed the available balance of the medical insurance account, the remaining medical expenses can be realized through fund payment.