I am from Xinyang

Look at which district you bought a house in. House prices have risen now, especially in Yangshan New District

1. City A house by the Heshan River in Quhe, based on 4,000 per square meter, is 120 square meters, 480,000, with a down payment of 30%, around 150,000.

2. For houses in Yangshan New District, the price of the third floor is generally around 2,500 , 120 square meters, 300,000 yuan, with a down payment of 30% and 90,000 yuan. Of course, there are also properties with a down payment of 20%. Of course, there are also properties in Yangshan New District priced at 4,000 to 5,000 yuan per square meter.

3. The price of houses in Pingqiao District has also increased recently. I heard that the price of a community near Century Square is nearly 4,000, so you can refer to the price of houses in the urban area

4. The properties on Gongzang Road connecting Hepingqiao District in Shihe District are relatively cheaper, and the prices are slightly lower than those in Yangshan New District.

In addition, when you go through the procedures, you need to prepare 15,000 to 20,000 yuan for deed tax, house maintenance fund, etc.

It should be noted that the above is a property where real estate certificates can be obtained. If you want to buy a house with small property rights, the price is around 1,600, and there are many near the east gate of the Normal University.

I hope my answer will be helpful to you

For monthly repayments, you can go online. There are websites specifically designed to calculate mortgage loans. Mortgage periods are ten, twenty, or thirty years. The repayment period, different years, different loan interest rates. There are two ways to repay a loan, one is equal interest: the monthly repayments are the same, and the other is to pay back more at first and gradually less and less. I forgot what it was called. I chose the second option when buying a house.