Characteristics of Bank of Beijing different from other big banks:
1. Bank of Beijing is a local bank, and Dahang is a national bank;
2. Its historical evolution is different. Bank of Beijing was restructured from urban credit cooperatives. The four major banks are separated from the different functions of the People's Bank of China.
3. The ownership structure is different. Bank of Beijing is mainly controlled by local governments, and four are controlled by the central government.
4. Different in management, Bank of Beijing is more flexible in management;
5. The number of outlets is different. Bank of Beijing is local and has fewer outlets. The four major banks are nationwide, with outlets all over the country.
6. Different degrees of flexibility, the business of Bank of Beijing is more flexible than that of the four major banks.
If compared with the Big Four, the difference between Bank of Beijing and the Big Four lies in:
1. Bank of Beijing is a local commercial bank, and the four major banks are national banks;
2. Different shareholders, Bank of Beijing is mainly controlled by the local government, and the four major banks are mainly controlled by the central government;
3. The number of outlets is different. Bank of Beijing has few outlets, and the four major banks have outlets all over the country.
4. There are certain differences in business. The business of the four major banks is richer than that of Bank of Beijing.
The four major banks refer to China Industrial and Commercial Bank, China Agricultural Bank, China Bank and China Construction Bank. The four major banks, which represent the strongest financial capital in China, are moving towards the goal of comprehensive, international and modern large commercial banks.
Bank of Beijing's foreign investments include Sino-Dutch Life Insurance Co., Ltd., Yin Bei Consumer Finance Co., Ltd., Yunnan Xinping Beiyin Village Bank Co., Ltd., Langfang Bank Co., Ltd., Yunnan Shiping Beiyin Village Bank Co., Ltd., Chongqing Yongchuan Beiyin Village Bank Co., Ltd., China-Canada Fund Management Co., Ltd. and Beijing Yanqing Village Bank Co., Ltd. ..