What are the characteristics of fund raising for newbies in 2021_How to choose excellent funds Funds have the multiple characteristics of integrating financial management, professional management, bank fund custody, and investors enjoying expected returns. Many financial experts have begun to join the fund investment team.

Now more and more people are investing in the fund market, and many novices can also maintain funds. I wonder what are the characteristics of novice fund managers? Here are the characteristics of novice fund managers in 2021 that the editor has collected for you.

What are there and how to choose excellent funds?

Hope this helps everyone.

What are the characteristics of novice fund managers? 1. They like to look at the net value of the fund every night. They are happy when it goes up and feel sad when it goes down.

2. The number of fund holdings is very large. I can’t wait to buy back all the good funds and don’t want to miss all the profit opportunities.

3. Very random, often buying a fund just because of someone else’s words.

I can't figure out why I buy/sell funds, it's irrational.

4. Poor patience. If the fund underperforms other funds after holding it for 10 days or half a month, you will want to change it.

5. I like Guan Fund and Xin Fund. After being promoted by the fund sales platform, I got excited and pursued them.

How to choose excellent funds 1. First determine your investment direction, such as liquor, food consumption, medical and pharmaceutical, technology, or mixed (liquor medical, technological medical, liquor consumption, etc.).

2. After determining the direction, you can select all relevant funds on Tiantian Fund Network. How to choose? Look at the top ten positions of the fund, see which category the holding stocks belong to, and make preliminary statistics which category accounts for the majority. For example, a fund

They are all related to medicine, medical care and biology, so it is a pure medical and medical fund. If there are liquor stocks and medical stocks, it is a fund that invests in liquor and medical funds.

After selecting 3, you can use the PK function of Tiantian Fund to compare the stage returns.

Since this year, compare the returns in the past week, the past month, the past three months, etc., so that you can know which fund has high or low returns.

Pick out the top 5 highest ones.

After 4 is selected, you can further look at the fund's risk assessment data in the past year.

The main ones are volatility, the smaller the value, the better; secondly, the Sharpe ratio, the larger the value, the better, the larger the value, the higher the return; and then the maximum drawdown rate, which reflects the fund's risk control ability, the smaller the better.

5. Look at the performance of the fund manager and the size of the fund. It is best to be between 1 billion and 10 billion. If the market is too small, it means that the fund is not good. There are few people buying it. If the market is too large, it will be difficult for the fund manager to operate.

, the profitability will be affected! 6 Take a look at the Tiantian Fund Diagnostic Score. A good fund will have a high score, but it does not mean that a fund with a low score will have low returns! Funds with a low score are also of great investment value. After all, the score represents past performance.

, no one can accurately predict the performance before opening. Finally, we must consider whether to choose a fund based on the risk assessment data and stage returns! How to avoid losing money when buying funds 1. Use an investment portfolio to allocate funds.

Everyone knows not to put all eggs in the same basket.

If the basket falls, all the eggs are smashed.

If you put the eggs in different baskets, even if this basket falls, the eggs in the other baskets will still be intact and not all will be lost.

Don't put all your eggs in the same basket. This is a way to spread risks and make sound investments.

2. Buy in batches to avoid buying at the top of the mountain.

Short-term market trends are difficult to predict.

As ordinary investors, the common operations are: when you see the stock market rising, you rush to catch up, fearing that you will miss the bull market; when you see the stock market falling, you worry that the market will continue to fall, so you dare not buy.

This makes it easy to buy high and sell low.

Moreover, if you buy it all at once, the risk is very high. You will be happy if it goes up, but if the market falls, you will not have the funds to cover your position.

Buying funds in batches can spread the cost and spread the risk through multiple purchases in batches.