1. Applying for a bank loan Many people think that finding a bank can't be approved because the amount is too large. In addition, they are unfamiliar with policies and procedures, and they think that the review will be very troublesome, and the cost of time and energy invested is somewhat uneconomical. But in fact, many banks have small secured loans, which can be used to meet the daily capital turnover of enterprises and help startups break through the bottleneck when necessary. Entrepreneurs can submit their product prototypes or ideas to the crowdfunding platform to raise funds, and interested people will donate a specified amount of funds (donors can get some feedback after the project is completed, such as the products made by this project). With the help of this platform, anyone with any idea can start the design and production of a new product. The rise of Internet finance has made many things that people once thought impossible possible. Now, more and more foreign entrepreneurs have started to raise funds on crowdfunding websites such as Kickstarter and Indiegogo, and many excellent crowdfunding platforms have emerged in China, such as Angel Exchange, Big Home Investment, roll call time, Dreamcatcher and so on. On Zhihu, there is an answer that lists the crowdfunding websites in China. Generally speaking, entrepreneurial crowdfunding can be divided into three modes, namely voucher mode, membership mode and equity mode. There have been many cases of venture equity crowdfunding in China, and it has also attracted great attention from the society. For most entrepreneurs, the pioneering attempt of venture equity crowdfunding can help them find funds effectively. ?

2. Pawn loans from other channels: the duration of pawning is as short as five days, and as long as six months, and it can be extended at maturity; The pawn amount ranges from several hundred yuan to millions and tens of millions of yuan, which can be agreed by both parties through consultation. Pawn loan is an effective financing method for the expansion and development of small enterprises. P2P loan: If you need a small amount of working capital, you can try the P2P loan network to find suitable lenders and borrowers online. ?

3. Join the incubation plan/win venture capital. Many cities' venture parks and government agencies have policies and incubators to provide venture capital for entrepreneurs, and provide office space and initial funds; Some well-known entrepreneurial support service organizations and funds will also hold entrepreneurial competitions and Demo activities on a regular basis. It is an efficient and feasible way to raise the "first bucket of money" for starting a business by winning venture funds. But at the same time, entrepreneurs are required to have enough strength to stand out from many applicants. ?

4. "Asking investors for money" angel investment is mainly aimed at enterprises in the initial stage and seed stage, and the amount of investment funds is relatively small, ranging from tens of thousands to hundreds of thousands. Moreover, whether to invest or not depends mainly on investors' personal vision and preferences, and they can make a decision immediately when they meet suitable projects.