First, understand the risk level and investment preference of investors.
The risk level and investment preference of investors determine the investment direction and nature of funds in the selected fund portfolio. Different funds have different risks, so it is the first step to grasp your own risk tolerance and choose the fund range for your own fund portfolio.
Secondly, determine the specific investment funds.
After choosing a good fund type according to your investment preference, choose a fund that suits you. Investor cards can refer to fund selection skills when selecting funds, such as fund managers and their qualifications, fund management ability and profitability, the size of expenses, and tracking errors of index funds.
Then, configure the proportion according to your own specific situation.
After choosing the right fund, investors can allocate funds, achieve the purpose of diversifying risks and obtaining value-added income, and realize a simple fund portfolio strategy.
The allocation ratio is to invest your own funds in the selected fund products and match the funds according to your investment preferences. For example, the investment ratio of fund A and fund B is 4:6 or 3:7, or the ratio of fund A, fund B and fund C is 3: 3: 4; Funds can be allocated according to the specific situation.