Small investment and financial management is an investment method with less funds and lower threshold. So, what are the channels for small-scale investment and financial management? What are the better methods of personal microfinance? The following Xi Cai Jun has prepared relevant contents for your reference.

Small investment financing has the following channels:

1, Alipay

Investors can buy micro-financial products on Alipay, such as money funds, or deposit them in Yu 'ebao.

2. Securities companies

Investors can also buy some small wealth management products through securities companies, for example, buy reverse repurchase of government bonds in securities accounts or some fixed-income wealth management products.

3. Banks

At present, most of the financial thresholds for bank financing are relatively low, and some can be purchased for one yuan. For example, Chaochaobao is a financial management with a very low threshold.

The better methods of personal micro-credit are:

1, fund

The capital threshold is low. For some money funds, one yuan can be bought, and for some stock funds, 10 yuan or 1000 yuan can be bought. When buying, you can take the form of fixed investment.

2. Convertible bonds

Convertible bonds are different from national debt. They are generally a kind of bonds issued by listed companies for financing. They have the dual attributes of bonds and stocks. When issuing convertible bonds, investors can buy them. Generally, the winner is 1000 yuan, with low threshold and much lower risk than the stock. Most convertible bonds will open higher on the first day of listing.

3. Yu 'ebao

The funds deposited by investors in Yu 'ebao are generally used to buy some money funds, which is less risky and more stable, and also more convenient for investors' daily living expenses.

4. Gold accumulation

Gold deposit business refers to the debt business that banks open gold deposit accounts for individual customers to record that individual customers deposit a certain amount of gold in a certain period of time. Generally speaking, the threshold is low, from 1 gram, or from 100 yuan per month.

5. Reverse repurchase of national debt

The essence of reverse repurchase of government bonds is short-term loans. Individuals lend their own funds through the national debt repurchase market and obtain fixed interest income. The threshold is 1 0,000 yuan.