The holding time of China Post's core competitiveness hybrid fund is less than 7 days, and the redemption rate is 1.5%; Hold for more than 7 days and less than 3 days, and the redemption rate is .75%; Hold for more than 3 days and less than one year, and the redemption rate is .5%; Hold for more than one year and less than two years, and the redemption rate is .25%; Hold for more than two years, zero redemption fee. The redemption fee is directly deducted from the redemption amount.