It is suitable to buy funds now. If it is the first half of the month, then it is indeed not possible to buy funds. Because the decline was really huge at that time, with some popular sectors even falling by 30 to 40%. However, during this period, the decline stopped slightly, and the Shanghai Composite Index also stayed at around 3,300. So you can still buy funds at this time, but the risk is still very high, so we need to enter the market in batches. If there is no bottom position, you can choose to build one. Just one or two percent of the warehouse is enough. If it is too much, the loss will actually be huge.

So you can start fixed investment as early as possible. Starting from March, I think the market conditions should continue to change. The possibility of a sharp fall is not that high, but we do need to be prepared for a situation like 2018, where everything fell sharply, and the situation can easily reoccur. So we also need to pay attention to this, so we can buy some debt funds for risk hedging, so that our income can be maintained to a stable stage, instead of buying those funds that hold group stocks and always lose money in the future. This also goes against our original intention of buying funds. We definitely buy funds to make money, not to lose money, but sometimes the market does not satisfy us.

Although the market is actually very strange, big A is different from US stocks and is difficult to predict. Therefore, we can start fixed investment when we are optimistic about some tracks in the long term. This year’s situation is not the same. It’s not very good. If all funds begin to retrace to an unacceptable level, then you can’t buy them at that time. From now on, you can still buy funds because the decline has indeed been very steep. Many fund managers have already broken their biggest drawdown records. It is still more appropriate to buy funds during this period. You just need to pay attention to the sectors you buy. If you buy some bad sectors, then his future is indeed not good. There may not be stable income in the long term.