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Is the enterprise annuity available only after becoming a regular employee?

Legal Analysis: Yes.

Enterprises and employees who have participated in the urban employee pension insurance can participate in the enterprise annuity, but usually only employees who have become full-time employees can enjoy it.

Legal basis: Article 2 of the "Enterprise Annuity Measures of the People's Republic of China and the State". The term "enterprise annuity" as mentioned in these Measures refers to the supplementary pension insurance system independently established by enterprises and their employees on the basis of participating in basic pension insurance in accordance with the law.

The state encourages enterprises to establish enterprise annuities.

The establishment of enterprise annuity shall be implemented in accordance with these Measures.

Article 3 The fees required for enterprise annuities shall be paid jointly by the enterprise and the individual employees.

The enterprise annuity fund is fully accumulated, and a personal account is established for each employee who participates in the enterprise annuity, and is invested and operated in accordance with relevant national regulations.

The investment and operating income of the enterprise annuity fund is merged into the enterprise annuity fund.