Is an 18-month fixed fund suitable for investment? What is the stability of an 18-month fixed-term fund? We all know that. Funds are divided into open-end funds and closed-end funds, and there is also a kind of regular open-end funds between open-end funds and closed-end funds. These funds have a certain closed period, but they will be open for subscription and redemption on a regular basis. There are many such funds in the market, and most of them are closed for 3 months to 5 years, among which 18-month fixed-term funds are more common.

what is the stability of an 18-month fixed-term fund? Will it be useful to close the fund in the next 18 months? < /p > generally speaking, the stability of 18-month fixed-term funds is relatively good. < /p > Fixed-open funds combine the advantages of both open-end funds and closed-end funds, which can be laid out for a long time and have certain liquidity. < /p > Many investors think that regular open funds are a constraint on investors, but in fact, by rotating the closed period and the open period, fixed open funds can help investors lock in the investment cycle, avoid chasing up and down, and help investors to hold for a long time and optimize the profit experience. < /p > For fund managers, the 18-month fixed-term fund is mainly characterized by its not being affected by daily subscription or redemption, while during the closed period, managers can concentrate on the implementation of operational strategies and improve their performance without being disturbed by the liquidity of funds. < /p > Generally speaking, it is more conducive to asset allocation and position management of managers.

Is an 18-month fixed-term fund suitable for investment? < /p > In the investment theory, there is a impossible trinity theory, and the three angles are liquidity, profitability and risk respectively. It is impossible for investment products to achieve high liquidity, high profitability and low risk simultaneously. < /p > Compared with similar funds with flexible subscription and redemption, funds that are regularly opened for 18 months give up part of their liquidity, so it is possible to achieve higher expected returns and lower risk coefficient. < /p > Moreover, the closed period of 18 months is not particularly long, and the fund itself is a variety that advocates long-term investment. For us ordinary investors, long-term holding is a more appropriate way. < /p > Of course, before you start investing, you should make a reasonable plan for the use of your own funds to ensure that the invested money can be invested for a long time. If you are an investor with a particularly high liquidity requirement, it is not suitable to choose an 18-fixed fund for investment. < /p > In contrast, an 18-month period is more suitable for stable investors who can make long-term investments.

Can I add positions during the 18-month closed fund period?

An 18-month fixed fund has an 18-month closed period. After the closed period, there will be a fixed open subscription time and open redemption time, and then it will enter an 18-month closed period. < /p > investors can only purchase and add positions to the fund during the open subscription period, and can only redeem all or part of the fund during the open redemption period. However, during the closed period, the fund is not allowed to purchase and redeem, that is, it cannot add positions. < /p > Generally speaking, this kind of fund will estimate the time period of open subscription and redemption in advance. If investors who hold a certain fixed fund need to operate, they should pay attention to this estimated time in time so as not to miss it.