Every financial investment product has a product manager. The product manager of bank wealth management products is a bank, and the manager of "flying loan" products must not be a bank, but an investment company. Therefore, when investors meet a financial manager to introduce products, they must ask who the manager of the products is.
"Feidan" products mainly attract investors with high return on investment, and with various verbal assurances from financial managers, investors who don't know the truth are easily cheated. According to statistics, the average expected rate of return of wealth management products of unstructured banks was 5. 1 1% in June 5438+ 10, and the average expected rate of return of wealth management products over one year was 5.45%, among which some super-high-yield products appeared, but the rate of return was around 6%. In contrast, the investment income of "Feidan" products is much higher than this set of data.
"Flying loan" products mainly invest in physical projects, usually in an enterprise or a project in the form of equity and bonds. There are also some "flying orders" products that invest in the stock market or overseas markets.