The most important indicator to measure fund yield rate is fund investment rate of return, which is the ratio of actual income from fund securities investment to investment cost. The higher the value of investment yield, the stronger the earning power of the fund securities. If the purchase and redemption of Fund securities are subject to a handling fee, the handling fee should be taken into account in the calculation.

Calculation formula

Income = net fund value on the day × fund shares × (1-redemption fee) - subscription amount + cash dividends

Yield = income/ Subscription amount × 100%

Cumulative net value

Cumulative net value cannot accurately reflect the fund's income, because the fund can choose cash when paying dividends, or you can choose to automatically reinvest the dividend cash. If you choose cash, you can also choose to manually re-subscribe after a few days or months. The cumulative net worth is a simple reduction and can be used as an indicator if precise calculation is not required.