Generally speaking, the threshold of funds is relatively low, but when some investors have more spare money, they will think about buying funds. So is it too much to buy 200 thousand? How much do you earn by buying a fund of 200 thousand? So today, Bian Xiao is here to sort out the relevant knowledge of the fund for everyone. Let's have a look!
Is it too much for the fund to buy 200 thousand?
Whether the fund purchases exceed 200,000 is related to the consumption level of investors. If investors have money, there are not many. If investors have little deposits, they have a lot.
When buying a fund, you don't really need to pay attention to the number of funds you buy, mainly whether the fund can make money. Buying funds is mainly to make the difference between buying and selling, buying at a low level and selling at a high level, so as to make money.
How much do you earn by buying a fund of 200 thousand?
How much money you earn by buying a 200,000 fund has a lot to do with the type of fund you buy. If it is a money fund, assuming the annualized rate of return is 2%, then the money you can earn is: 200,000-2% = 4,000 yuan, and the income you earn is still good. The risk of money fund is relatively low, and it is more likely to make money by holding it for a long time.
But if it is a stock fund, we should pay attention to the relatively large price of the fund. Assuming that the stock fund market is good, the subscription amount is 200,000, and the fund has increased by 20% a year, then the money earned is: 200,000-20% = 40,000 yuan, but if the fund market is not good, it is the same.
What fund is better for 200 thousand?
When buying a fund, you'd better know what suits you best, but because everyone's situation is different, when buying a fund, you need to analyze specific problems. First of all, you should know what kind of investor you are, how much risk you can bear, how high you want to pursue, and so on.
If you are a conservative investor and want to protect your capital, you can consider money funds and pure debt funds. If you are a stable investor who can take certain risks but want to pursue returns, you can consider the model of pure debt fund+equity fund, index fund and hybrid fund to choose.
200,000 yuan to buy a fund to buy a few is better?
When buying funds, it is generally recommended to choose 2~3 funds, because buying too many funds is easy to distract attention and it is more troublesome to manage. I'm tired, and I don't have time to read so much, but if I only buy one fund, the risk will be too concentrated. Generally, it is more appropriate to choose 2~3 funds.
How much does the fund have to invest to earn thousands?
If you want to earn thousands, you need more principal. Let's give a simple example: suppose an investor's principal is 10000 yuan, and the fund invests for half a year and gets 20% income, then the income without deducting the handling fee is 10000-20% = 2000 yuan.
However, if the fund is losing money, the same is true. Therefore, when buying a fund, we should realize that the income and risk of the fund are relative. Be careful when investing, don't invest blindly.
How long can the fund invest to make money?
How long the fund can earn depends on the rise and fall of the fund. If you buy a fund share and it goes up on the first day, you can make money on the first day, but it is generally not recommended to redeem it on the same day, because if the fund's income is relatively small and the money earned is not enough to offset the handling fee, it will be a loss.
The handling fee of the fund is related to the holding time of the fund. The longer the fund is held, the cheaper the fund handling fee will be. When the holding time reaches a certain number of years, some funds will not charge fees. The specific situation depends on the details of the fund and will be introduced.