Measures for the Administration of Staff Mutual Fund
There are specific issues that can be discussed.
1.
The purpose of setting up "employee mutual fund" is to help solve the practical problems that some outstanding employees in enterprises encounter difficulties or need some funds urgently.
The goal of setting up the "Staff Medical Mutual Fund" is to help solve the problem that employees and their children need funds for hospitalization due to illness, and its purpose is to help each other, help the poor and serve members.
In order to ensure the effective supervision and systematic management of the establishment purpose and implementation process of the two funds, these measures are formulated.
2. Scope of application
Xx "Staff Mutual Fund" loan, return and other procedures.
3. Responsibility
Financial monitoring center is the supervision and management organization of "employee mutual fund" and "employee medical mutual fund".
3. 1 The company establishes a fund management committee:
Chairman: xxx
Honorary chairman: xxx
Vice President:
Members:
3.2 Responsibilities of each post
3.2. 1 President
3.2. 1. 1 Responsible for the overall management and use of the fund account;
3.2. 1.2 Final approval of each fund application;
3.2. 1.3 leading group meetings and relevant temporary meetings to coordinate and arrange the work of various departments;
vice president
3.2.2. 1 Assist the President in his work, investigate and review the application for basic funds;
3.2.2.2 participated in the review of fund application and put forward work suggestions;
3.2.2.3 regularly and irregularly inspects the work of each team member and feeds back the inspection information to the President;
3.2.2.4 participated in the formulation of supplementary documents and forms, put forward suggestions for revision, and gave specific guidance when necessary;
3.2.3 Members of the leading group for refined management
3.2.3. 1 Responsible for the tasks assigned by the vice president; Provide supporting documents, forms and other matters requiring assistance for payment applications;
3.2.3.2 found the problems in the payment application and put forward suggestions for improvement in time;
3.2.3.3 attended the relevant meetings of the employee mutual fund and strictly implemented the resolutions reached at the meeting;
4. Manage content
4. 1 source of funds
4. 1. 1 company donation: the company donated120,000 yuan as the start-up capital of the fund, and later, internal financing, loans or donations were made according to the operating conditions.
4. 1.2 employee medical mutual aid fund: employees of the company will become members of the medical mutual aid fund after paying the annual membership fee (employee-level 30 yuan/person, team leader-level 50 yuan/person, manager in charge or above 100 yuan/person), and the membership is valid for one year;
If a member terminates or cancels the labor contract during the insurance period, he/she will automatically quit, no longer enjoy the rights and interests of the member, and the membership fee will not be refunded;
Members shall not enjoy the medical subsidy of the Foundation for medical expenses caused by violation of factory rules and regulations, fights, car accidents, overeating, self-mutilation, etc.
4. 1.2. 1 Every July, the company uniformly handles the membership fee payment procedures for the old employees;
4. 1.2.2 new employees can go through the membership formalities from the date of becoming a full member, which is valid until July of the following year;
4. 1.2.3 Wealth management income of employee mutual fund.
4. 1.3 Other donations: social donations, etc.
4.2 scope of use of the fund
4.2. 1 "Employees' Mutual Fund" is mainly used for employees to purchase assets with a large amount, such as real estate, cars or self-built houses, children's transfer to other schools, children's higher education, etc. (This part adopts interest-free loans, but it must be returned on schedule);
4.2.2 "Employee Medical Mutual Fund" is mainly used to help employees and their children get sick and need medical assistance.
4.2.2. 1 If the employee and his daughter are seriously ill and the medical expenses exceed 3,000 yuan at one time, the subsidy shall be calculated by the actual amount according to the following instructions.
3000 yuan to 6000 yuan, 20% subsidy;
600 1 yuan to 10000 yuan, subsidy 15% (minimum subsidy 1200 yuan);
1000 1 yuan to 20000 yuan, with 10% subsidy (minimum subsidy 1500 yuan);
The maximum subsidy for the medical love mutual fund is 2000 yuan.
This part of the subsidy is paid from the employee medical mutual fund, and when it is insufficient, the employee mutual fund is used or the company members are mobilized to make charitable donations; (Special medical accidents shall be discussed and handled by the Committee)
4.3 Declaration and distribution procedures
4.3. 1 employees who apply for employee mutual fund must have worked in the company for more than 1 year, with good performance and are willing to continue to serve in the company for more than 3 years; Employees who apply for the special fund for medical mutual assistance for employees must be members of the special fund for medical mutual assistance for employees.
4.3.2 The employee personally submits a written application and provides relevant supporting materials, which are submitted to the department head for preliminary examination, and then submitted to the Human Resources Department for re-examination after the preliminary examination is passed.
4.3.3 The human resource center shall review the application materials and investigate and verify the actual situation of the applicant. For the return application that does not meet the scope of assistance, and explain the reasons; For those who meet the application scope, fill in the Application Form for Staff Mutual Fund and sign the audit opinions, examine and approve the applicants and matters, determine the amount of assistance, and submit it to the financial monitoring center.
4.3.4 The financial monitoring center shall review the materials audited by the Human Resources Center, submit them to the competent deputy general manager (Hu) for approval, go through the relevant loan and payment procedures, and put them on record and archive.
4.3.5 The archive materials required from employees shall be collected and kept by the Human Resources Center.
4.3.6 Anyone who practices fraud in the declaration, once verified, will recover the funds and give corresponding punishment according to the circumstances.
4.4 Restrictions on Use and Duration
In order to ensure the normal use of the employee mutual fund and give full play to its functions, it is necessary to stipulate the borrowing limit and borrowing time to ensure long-term sustainable development.
4.4. 1 When purchasing assets, the loan application shall not exceed 20% of the price of the purchased assets.
4.4.2 All loans shall not exceed 50% of my annual salary. (Maximum 65438+ million)
4.4.3 The repayment period of all borrowed funds is divided into one year, two years and three years; The longest period is no more than 3 years, and the repayment must be made in monthly installments.
4.6 Accounting Management of Staff Mutual Fund
4.6. 1 The Financial Monitoring Center shall set up a special account for the employee mutual fund, and check the account with the Human Resources Center before the 5th of each month to ensure that the account is true, accurate and complete.
4.6.2 Reconfirm the repayment plan with all parties on June 5438+05 every month, and track the repayment progress.
4.6.3 Before June 65438+1October 10 every year, the Human Resources Center and the Financial Monitoring Center shall conduct financial check and sort out accounts receivable.