Basic principle of variable rated switch
First, do your best.
Some investors have set a fixed investment of 65,438+00,000 yuan per month, but after a period of time, they have to take out their time deposits to continue investing, which is inconsistent with the original intention of fixed investment. So I suggest you analyze your monthly income and expenditure, calculate idle funds and manage your finances easily.
Second, persevere.
Long-term investment is an important principle for accumulating wealth regularly. It takes more than three years to get good results, and long-term investment can give full play to the compound interest effect of regular quota.
Third, we should be cautious when converting fixed investment products.
1. If you decide to invest in a fund product, the performance of the fund may be unsatisfactory. At this time, investors will have the idea of switching fund products.
2. Therefore, when making a fixed investment, investors should not only consider the net value fluctuation of the fixed investment products, but also consider the market environment, so as not to affect the completion of the fixed investment plan because of improper conversion.