I wonder where the coordinates of this friend are. If it is in a third-and fourth-tier city, 500,000 people open a tobacco hotel, and the daily average profit is 600 yuan, it is really a good business. The profit is about 1.8 million yuan a month, and the annual profit is 2 1.6 million yuan, which can be paid back in less than two and a half years. Business is actually not good now. A few years ago, I had a cousin who invested 654.38+0 million yuan in a third-tier city and opened a Hunan restaurant in a shopping mall. At first, the income was about 20 thousand a month, but after one year of opening, the consumption of public funds began to be strictly controlled, and the business turned sharply. After opening for two or three years, I didn't make any money, but the restaurant needed to be renovated and spent another sum of money. Of course, different people do business in different ways, and there must be people who make money and people who lose money. But it is true that business is not very good now, so I think it is still a good level for you to invest 500 thousand to open a tobacco hotel and make this profit. The monthly profit is nearly 20,000 yuan. If you are in a third-and fourth-tier city, the daily expenses at home will definitely be fine. Coupled with the tobacco and liquor store, the business model is relatively simple, and there are no complicated things such as upgrading and matching needs. As long as the goods are genuine, new and old customers can maintain stable profits. However, on the one hand, it depends on the rent. As soon as the rent went up, it took most of the profits. On the other hand, looking at the competition, the more houses opened, the harder it is to earn money. There used to be only a small supermarket near my home, and the business was very good. Later, five or six stores suddenly opened, but the good one in front could not be opened. Just yesterday, it just closed. Maybe I'm about the same! The goods plus the payment owed is about 800,000 yuan. The small wholesale asks two people to deliver the goods, and the couple should look after the store together. From 7: 30 in the morning to about 12 in the evening, there is about 600 yuan left in one day! It's a feeling of being alive, not alive, because no husband and wife travel together once or twice a year! The average daily profit in 600 yuan is about 2 1.9 million yuan for 365 days a year, which is equivalent to an annual profit of 200,000 yuan after deducting all kinds of rest and holidays. Many people think that an annual salary of 200,000 is definitely a high income. However, if you open a physical store yourself, it is better to consider the cost in detail. Some daily costs of tobacco and alcohol specialty stores: (1) Store cost, one or two hundred square meters of stores, and the annual rent is also one or two hundred thousand. (2) Turnover cost. The most important thing for tobacco and alcohol companies is to supply some big customers, enterprises and institutions, and retail alone can't make much money. Sometimes a pressure is hundreds of thousands of liquidity. Although holidays can be returned, the corresponding interest loss or bad debt reserve should be considered. (3) Labor cost. Generally speaking, it takes at least 3 to 5 people to open a large tobacco and liquor store, and the annual labor cost is at least 200,000 to 300,000 yuan. (4) Management cost. Daily operation and maintenance, pre-renovation investment allocation, safety protection, purchase channels, sales channels, etc. , at least 65438+ 10,000 yuan to 200,000 yuan a year. Generally speaking, if you don't make a million dollars a year, you may lose money. The calculation of this 200,000 net profit is still somewhat low. In the physical industry, especially in the tobacco and alcohol industry with great uncertainty, it is fierce for everyone to grab customers and channels. It is suggested that 1~2 years should be paid back, so as to be safe. Very good. If you don't lose money, you will make a profit in 600 yuan. The monthly profit is 1.8 million, and the annual profit is 2 1.6 million. In a hundred years, it will be 2 1.6 million. I hope you stick to it. This 500,000-yuan tobacco hotel makes more money than you, with an average daily profit of 600 yuan, 1 annual profit of 2 1.9 million yuan, and an annualized rate of return of 43.8%. This rate of return is very high, and the principal can be recovered in about two years and three months, followed by net profit. This business is worth doing. I believe that tobacco and liquor stores really have such high profits. Alcohol and tobacco are violent industries. The cost of a pack of Chinese cigarettes is only a few dollars. The revenue paid by 60 yuan, 70 yuan and China tobacco to the central government is 1000008 billion yuan, while the revenue paid by China tobacco is only 8,544.7 billion yuan, accounting for 1 1.7% of the central fiscal revenue, and the central fiscal revenue is 100 yuan, which shows how much money tobacco has earned compared with other industries. Not to mention wine, when costco opened in Shanghai, Maotai bought 1498 yuan, while the market price of Maotai was more than 3,000 yuan. Maotai selling 1498 yuan is definitely profitable, so the market value of Maotai has reached the fourth place in A shares. As long as the tobacco and alcohol industry is properly transported, the late damage rate is low, unlike fruit shops, where the loss rate is so high. Everything sold is profitable. In the cultural exchange in China, alcohol and tobacco are indispensable, and alcohol is indispensable for friends to have dinner, and alcohol and tobacco are indispensable for entertaining guests. Moreover, we have 350 million smokers, a huge market, not to mention alcohol, and the number of drinkers is far greater than that of smokers. To sum up: If you can get a tobacco monopoly license, you can open a tobacco hotel in a crowded place, for example, invest 500,000 yuan on the topic and earn 600 yuan every day. I believe. Get a lottery sales license in the store and earn more. 500,000 smoke hotels earn an average of 600 a day, which feels good, but what it really is has to be calculated. One day in 600 yuan, one month is 600*30= 18000 yuan, one year is 600*365=2 19000 yuan, and the principal is 500000 yuan, so the annual income is 219000/500000 = 43.8. If the money is invested in the bank, the annual interest rate is less than 3%, and the yield of wealth management products should be less than 5% a year (calculated according to medium and low risks). Although buying stocks and buying funds may earn several times the income, there are also risks of losses. You should know that Buffett's investment rate of return is about 20% (annualized compound rate of return). So, on the surface, the rate of return is already very high. On the surface, it looks better than going to work. Judging from the average salary of employees in non-private and private units on a website 20 18, Beijing ranks first. The average wage of urban non-private units is 145766 yuan, and that of private units is 76908 yuan. So it seems that every day in 600 yuan, the annual income of 2 100 yuan is higher than that of most office workers. However, this is only the statistics of wages. In fact, if you work in a company, the company will also pay you five insurances and one gold. According to the current social security and provident fund ratio, the pension insurance unit contribution ratio is 20%, and the individual contribution ratio is 8%; Medical insurance unit contribution rate 10%, individual contribution rate 2%. The contribution rate of industrial injury insurance unit is 0.2- 1.9%, and individuals do not pay; Maternity insurance unit contribution rate 1%, individuals do not pay; The contribution rate of unemployment insurance units is 1%, and that of individuals is 0.5%. The contribution ratio of housing provident fund units and individuals is 12% respectively. In other words, according to the regulations, the unit has to pay you five insurances and one gold equivalent to about 44% of your salary, which is outside the salary statistics. And if you don't go to work, no one will pay you five insurances and one gold, and you have to pay the social security yourself. Moreover, unlike going to work, the average tobacco hotel has to open for 10- 12 hours a day, and there may only be more than 300 Chinese New Year holidays in a year, from 8 am to 8 pm. But if you go to work, according to the law, you have to work 8-9 hours a day and 22-23 working days a month. Therefore, the time to open the store has to be counted. Text/a LUN is 600 yuan a day, a month 1.8 million, and a year1.6 million. To tell the truth, if you invest 500,000 yuan, this cigarette shop will be good enough. Let's look at the annualized income. 2 1.6/50=43.2%, darling, this should be calculated by 72 law, 72/43.2= 1.67 years, what does this mean? Assuming that according to the compound interest calculation, you only need 1.67 years to double it. Pay attention to a little difference. Last year, you invested 500,000 yuan, and in the past year, you earned 2 1.6 million yuan. Now it can be doubled in 65,438+0.67 years on the basis of 50,265,438+0.60 million yuan. It seems difficult, and the actual annualized income is also high, but it needs to be divided into different places. Suppose you are in a first-tier city, and your total income source is only this 2 1.6 million. In a sense, I'm afraid it's just enough for you to live. Suppose you are in a new first-tier city, 265,438+0.6 million yuan a year can make you live well, but there is a premise that you need a house. It is meaningless to simply discuss the daily income of this cigarette shop in 600 yuan. An annual income of 2,654,380+6,000 won't make you financially free. If you live with this money, you will probably have less and less money in the future. In other words, consider how to expand your business. For cigarette shops, expanding business may not make you earn more money, but at least you have a chance. With the accumulation of your assets, you will realize the possibility of financial freedom. Suppose you have achieved financial freedom and just want to find something to do for yourself. Congratulations, a cigarette shop is enough ... A cigarette hotel with 500,000 yuan is cost+labor+purchase+rent, right? Then the average daily profit in 600 yuan is 2 1.9 million yuan a year. If some operating losses are deducted, the turnover will be around 200,000. The yield is equivalent to 40%! I think this kind of income, no matter who puts it in their eyes, is enviable, and I hope to continue to operate. However, for those who really do business investment, opening a store with an annual profit of 200,000 with 500,000 won't actually improve your future living conditions and income level. Therefore, in order to achieve the goal of wealth appreciation and freedom, you have to expand. I have a friend who makes chicken chops. He opened nearly 10 chicken chops shops in Shanghai, including 4 wins, 3 losses and 3 draws. In the past ten years, he has been eliminating losses, keeping profits, looking for new locations, opening new stores and eliminating the fittest. The daily turnover of those profitable chicken chops shops ranges from 800 to 1000 yuan, which brings him huge income. Therefore, I believe that 500,000 tobacco hotels can make a profit in 600 yuan in one day, but only about 200,000 a year. The income is considerable, better than going to work, but far from being rich. If you want to get rich and raise your wealth to a new height, you must expand, increase the number of your stores, eliminate the fittest and maximize your income! Calculated by 350 working days a year, the average daily profit is in 600 yuan, so the annual income is about 2 1 000 yuan. If it is a couple's shop, then the per capita income is about 6.5438+10,000 yuan. In fact, it is also a better way to make a living. This is also a way for many families to choose, and there are several such small shops near our community! Is it true that 600 yuan can generate a profit of 200,000 a year in one day? Actually, it is not! Many shopkeepers from other places come to a strange city with a family of three, and the rent around is about 30 thousand; There are also discounts on store decoration. 654.38+ 10,000 yuan decoration fee, with a five-year discount of 20,000 yuan per year; In addition, we should also consider the financing cost or opportunity cost of 500,000 yuan, which is 20,000 yuan according to the annual interest rate of 4%. If an individual taxpayer needs to pay part of the tax if it exceeds 300,000 yuan, the tax shall be paid at 1 0,000 yuan. Such a * * * will increase the cost by about 80,000 yuan. Actually, it's not easy to open a small shop. The investment is 500,000 yuan, and the total annual income is 2 1 1,000 yuan. In fact, in the end, it was 1.3 million, with a per capita income of 65,000 and a monthly income of only 5,000. But freer! The author thinks that the cost of opening a small tobacco hotel is best controlled between 300,000 and 400,000. Decoration: 60,000 ~ 80,000, rent and advance payment 1.5 ~ 0.2 million, goods 1 10,000. Although it saved almost 65,438+10,000 yuan, it is not a small investment for a family that has just invested and started a business. Nowadays, many people with certain skills can earn more than 200 thousand a year, as well as weekends and holidays. Obviously, a family with an income of over 654.38 million yuan is just an ordinary family. But it's also a way of life!