1. The reimbursement rates of township hospitals, county-level and above hospitals, municipal and above hospitals, municipal and above hospitals, provincial and above hospitals and provincial hospitals are 90%, 85%, 80%, 75%, 70% and 65% respectively.
2. The reimbursement rate for transfer outside the city is 50%.
3, without Shangrao medical insurance agencies for the record, the reimbursement rate is 40%.
4. If the insured fails to go through the formalities for filing medical treatment in different places, the reimbursement ratio will be reduced accordingly 10%.
Paying medical insurance has the following advantages:
1. Enjoy medical insurance benefits: After the insured pays medical insurance, they can enjoy medical insurance reimbursement benefits. The specific reimbursement ratio and scope vary according to regions and policies, but generally speaking, medical insurance can reduce the burden of medical expenses of the insured.
2. Reduce the economic burden: Medical insurance can share most of the medical expenses and effectively reduce the economic burden of patients and their families.
3. Risk prevention: Medical insurance is a way to prevent and resolve the risk of medical expenses, which can avoid poverty caused by illness or returning to poverty due to illness.
4. Convenient and fast: the medical insurance procedures are simple, the payment is convenient, and the use is convenient and fast.
5. Protection of health rights and interests: Medical insurance aims to protect the health rights and interests of the insured, so that patients can get timely and effective treatment when they are sick or injured.
6. Promoting social harmony: the implementation of medical insurance system.
To sum up, when medical insurance participants of Shangrao residents in Jiangxi seek medical treatment in different places, they should choose suitable hospitals according to different situations and understand the reimbursement ratio. At the same time, in order to obtain a higher reimbursement rate, it is suggested that the insured should go through the formalities of medical treatment in different places in advance.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 29
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.