Many people will do part-time jobs after graduating from college, but there are also many college students who don't want to spend their lives in mediocrity and hope to have a chance to start their own businesses, so these college students are ready to start their own businesses. What about the funds for starting their own businesses?

As the saying goes, "A clever woman can't cook without rice". In the operation of a project, it is difficult to start a business successfully without the support of funds. As a college student, because there is no source of income, the funds are even more tense, so it is a big problem for college students to start their own businesses, so they must learn to raise funds. Generally speaking, there are several ways for college students to raise funds.

1, ask relatives and parents for support. Being a college student is different from the general public. Your friend Otawa is the same age and still in college, so it is difficult to borrow money from friends. So we should learn to tell your relatives and parents about your ideas and business plans and get their support. The advantage of this is that it can raise funds quickly and the cost is low. But once the venture fails, it will affect the relationship between the two sides.

2. Risk funds provided by the government. Generally speaking, the funds in this area are free, which greatly reduces your financing cost. However, because the government's annual investment is limited, you need to compete with other financiers, and the process of applying for venture capital is particularly strict.

3. Under the background of encouraging entrepreneurship, generally speaking, most colleges and universities have set up relevant venture funds or incentive policies to encourage students to start businesses, which is undoubtedly good news for students who want to start businesses. You can ask the counselor and consult the relevant departments of the school, but this kind of funds is generally not too large, but it is also a channel to raise funds.

4. Loans from banks or financial institutions. Loans are generally divided into two categories: credit loans and mortgage loans. If you have private property, cars, securities and other assets. Loans are more convenient, but college students rarely have such strength. Then there is the credit loan. At present, the four major state-owned commercial banks are banks that can provide loans for micro-enterprises. Compared with the venture capital fund applied to the government, this is the most common way to raise funds.

5. Seek venture capital. In China, according to investigation, there are nearly 100 financial institutions specializing in venture capital, and venture capital has gradually become a way for entrepreneurs to obtain funds. However, projects that can attract venture capital must be attractive enough.

6、? Share in partnership.

Entrepreneurial socialization is a trend, because one person is often weak, so it is more beneficial for several people to get together to raise venture capital. In addition, the partnership system can not only effectively raise funds, but also give full play to the role of talents, which is conducive to the utilization and integration of various resources. For ordinary entrepreneurs with insufficient financial strength, this partnership can also effectively decompose risks. If the venture is unsuccessful, the resulting risks will be shared by several people, and the personal loss will be much smaller than that of one person.

Before starting a business, financing is more important. With enough funds, the later career can get the best development. Therefore, mastering financing methods is also the best advantage before starting a business. Five ways to raise venture capital, so that your entrepreneurial road will go more smoothly.

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