I believe that most novices have encountered this problem. There are many doorways for fund investment. As the saying goes, a good beginning is half the battle, and a good way to open a position can make you win without fighting. There are four main methods for fund experts to open positions, namely, regular quota method, price-earnings ratio method, constant market value method and pyramid method.
Periodic quota method is an entry-level method. Literally speaking, it is regular purchase and fixed amount purchase. To put it bluntly, it is to fix the purchase quantity for a period of time and then implement it firmly.
For example, if you save 0.2 million/200 thousand at work to buy a fund, use a regular method. Buy 20 copies with 200,000 yuan first, ask you to buy one at the end of each month, and then insist on buying one at the end of each month until you run out of bullets after 20 months.
What are the advantages and disadvantages of periodic quota method?
The biggest advantage is that it is suitable for Xiaobai, as long as you don't have the brain to carry it out. Even if the first one is bought at the highest point of the stock market, don't worry, because it is bought in batches. On average, the cost of purchase can be spread very thin in 20 months.
No one can predict the future. As long as it is not a stallion, you can buy it in bulk with your eyes closed. In the end, your cost price is much better than those with higher Stud, if not the lowest.
The disadvantages of this method are also obvious. If the position is just the lowest, because it is purchased in bulk, the position at that time will be relatively low, and it is easy to miss the opportunity to make money at a low position, resulting in less money. At the same time, it will also waste the time cost of funds, and the money that has not been bought will be wasted when lying in the pocket. But we can buy some products with high liquidity, which is most likely to maximize the efficiency of capital utilization.