Housing accumulation fund refers to the long-term housing savings paid by employers and their employees. The housing accumulation fund consists of two parts: one part is paid by the employer and the other part is paid by the employees. Moreover, housing provident fund only exists in cities and towns, and there is no housing provident fund system in rural areas. Moreover, the housing provident fund system is established only when employees are on the job, and the unemployed or retirees have not realized the housing provident fund system. Housing accumulation fund is one of the five insurances and one gold we talk about. Housing provident fund can't give a house a discount when buying a house, but it can be used to pay part of the house price when buying a house.

The housing accumulation fund of different enterprises is different. The better the enterprise, the more housing provident fund it will pay you, and the less pressure it will bear when buying a house. Therefore, it is still necessary to have a good unit, so that the degree of living security is relatively high. The balance of housing provident fund can be put forward as a down payment, and the interest rate of provident fund loans is lower than that of commercial loans.

No matter what unit, social security is paid almost every month. Many times, social security is to protect your future life, such as social security and housing provident fund, all for better life service. Therefore, many enterprises will deduct a lot of money every month, all for future pension insurance, housing provident fund and other services.

Buying a house with housing accumulation fund is a better way and means to reduce the pressure of buying a house. Because the use of housing provident fund loans is much more cost-effective than loans from banks, as a social welfare system, housing provident fund can really play a certain welfare role. Therefore, for more housing accumulation fund and better welfare treatment, modern talents work so hard to find a better unit and seek more welfare. This is a very normal performance. The general social security system of state-owned enterprises is relatively good and the work is stable.