The inquiry address of the student loan contract number is in the online system of student loan on the homepage of the student loan information network of China Development Bank. Enter the system to find the loan and repayment query, and you can see the individual student loan contract number.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.4
Website:
The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy. The national student loan is a bank loan which is led by the government, subsidized by the finance, and compensated by the finance and universities at certain risks, and jointly operated by banks, education administrative departments and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation. On August 8, 20 12, the new student loans of the development bank will exceed 1200 million yuan.
2065438+On July 20th, 2005, the Ministry of Education and other departments jointly issued "Several Opinions on Perfecting the National Student Loan Policy". According to the Opinions, in order to effectively reduce the financial burden of borrowing students, the longest loan period is extended from 14 to 20 years, and the grace period for repayment of principal is extended from 2 years to 3 years. The loan interest of students during their school days will be fully subsidized by the government.
On July 2 1 2020, the Ministry of Education, the Ministry of Finance, the People's Bank of China and the China Banking Regulatory Commission jointly issued the Notice on Adjusting and Perfecting the Relevant Policies of National Student Loans (J.J.Z. [2020] No.4), clearly proposing to adjust the relevant policies of student loans from three aspects: repayment grace period, loan term and loan interest rate.
Loan form:
There are four main forms of loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan.
There are colleges and universities:
Public full-time colleges and universities should actively implement the national student loan policy and cooperate with students from poor families in colleges and universities to handle national student loans. In addition, some private colleges and universities have carried out national student loans, and students should pay attention to the relevant statements in the school enrollment brochure or admission notice.
How to inquire about your own student loan information
What should I do if I want to inquire about the student loan? Now let me explain.
0 1
Inquire through the student loan website, log in to the national student loan information network, input personal information, and make inquiries.
02
Inquire through the bank that opened the student loan, bring the ID card and other relevant documents, and go to the bank to inquire.
03
Through the mobile banking opened by the student loan, enter personal information in the mobile banking for inquiry.
04
Through the bank website opened by the student loan, log in to the personal account, input relevant information and inquire about the student loan.
05
Through Alipay inquiry, open Alipay repayment, pay attention to the relevant bank life number, and make an inquiry.
Student loans can be viewed on CDB's online student system.
1. You can log in to personal online banking and query the loan situation through the function of "Loan Management-Loan Query and Settings", including historical transactions, application progress, contracts, remaining repayment plans, line details, overdue information, etc. You can log in to mobile banking and choose the corresponding loan. The loan enters the details page. Click "My Loan" on the homepage and click "View Tripartite Contract" to inquire about the loan situation, including historical overdue repayment, remaining repayment plan, loan amount, contract and other information. Borrowing students apply for loans from the bank through the school to make up for the lack of tuition, accommodation and living expenses during their studies at school, and repay them in installments after graduation.
2. You can also change the repayment account and prepay. You can query the remaining repayment period, repayment date, repayment amount, repayment principal, repayment interest and other information of the selected loan through the remaining repayment plan function. Log in to the student loan online system and click "repayment record" on the left side of the repayment source online system to view it. Check the repayment records through the bank. Bring valid identity documents to the bank to apply for a student loan.
3. Inquire through online banking. Log in to the online bank of the student loan bank to check the repayment record. Search through AliPay. Log in to Alipay computer terminal, click on the application center, click on the student loan repayment, and check the records. Alipay system, input personal information and query. Applicants should bring their personal ID cards to the student loan outlets of banks to inquire about personal repayment. This is not a one-time four-year application, but a one-year application. In the first year, parents and parents applied to the local education bureau. Since then, I have applied online once a year. If you want to check the contract and age, open the student loan website, select the student loan, and fill in the ID number and password.
The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system under the conditions of socialist market economy.
Where can I find a student loan contract?
Open the official website of Student-origin Student Loan, click on the Student Online System of Student-origin Student Loan-enter the ID number and password of the student-origin student lender to log in-my loan will display the loan contract.
The national student source credit student loan refers to the student loan issued by the National Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school.
Student loans are credit loans, and students and their parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment.
Financial institutions of student-origin credit student loans are mainly undertaken by China Development Bank, and other banking financial institutions are encouraged to carry out this business. The specific undertaking bank shall be determined by the local finance, education and banking supervision departments in consultation with the China Development Bank and other financial institutions.
How to inquire about student loans
Question 1: How to check whether the student loan has been paid off? You need to call the personal credit department of the bank directly and provide your name and ID number for them to check for you.
If you don't know the contact number of the bank, you can contact the school first. Under the student office of a school, there is usually an office dedicated to student loans. You can pay to go to your school website, find the contact information of the student office, and then find the contact information of the student loan office. They have the contact number of the bank. You can also call the student affairs office of your college and ask for the telephone number of the loan office.
Finally, you can call the bank to find out whether the student loan has been paid off.
Question 2: How to check whether the student loan has been paid off? You need to call the credit department of the loan bank directly and provide your name and ID number for help.
You can also query directly on the website, taking the student loan as an example.
Student loans can be found on the website of China Development Bank, and the query method is:
1. Enter the online system of China Development Bank and log on to sls.cdb;;
2. Select "Student Aid Loan" and "ID Card Information Login" in the login interface, then select "Student Aid Center" in the interface and click "Login";
3. Click "Repayment Record" on the left side of the interface, and select your own loan contract in "Select Loan Contract" in the interface to see the repayment status of this contract.
Question 3: How to inquire about student loan information? You should log in to the student service system of China Development Bank. This is the latest repayment method: you will know how to answer it when you look at it: 1: 1- 10 Log in to the student service system of China Development Bank in the repayment month and apply for repayment. The account number is your school code ID number and the password is your date of birth. The repayment application is easy to explore. You can ask me if you can't find it. 2. There is an automatically generated Alipay account in the loan account, or it enters the system of China Development Bank. In the "Loan and Repayment Inquiry", you can find your own Alipay account, and the password is the rest of the ID card except the first six digits. Just deposit all the money to be repaid into this Alipay account in the month of repayment, and deduct it on the 20th of that month, that is, the repayment is successful.
Question 4: How to check the repayment record of student loans, but after repayment, what? The specific steps are as follows: first, the borrower needs to log in to Alipay account, and then click Application Center-Student Loan Repayment-View Records. Second, the corresponding account name and the borrower's Alipay account are displayed in the opposite column. Click Details to view the details. Third, the borrower's name will be displayed on the details page. Only after the repayment is successful can the fourth item be displayed and viewed. After successful repayment, click "View Receipt" to display Alipay repayment receipt page, and click "Print this document" to print and edit: Yang Xiaoxue.
Question 5: I can't find the number of the student loan contract.
It is confidential information in the banking system.
It is suggested to call the bank or go to the business department of the original loan bank.
Or the local branch loan center.
Question 6: How to check that the student loan has been paid off? For the advance payment, the local education bureau will have a receipt, which can be inquired.
Question 7: How to inquire about the student loan 1 repayment success? Call the staff of the local county education bureau funding center for enquiries.
2. Log in to CDB Online Student System (sls.cdb) for inquiry. There is a delay in the deduction. Generally, the deduction is not made until the 20th, and the inquiry can only be made after the repayment.
Question 8: What is the repayment time and inquiry method of the student loan? Repayment method
(1) Students shall pay off in one lump sum or in installments before graduation;
(2) After graduation, students can look at their own movable funds to repay the loan; (3) After the probation period expires, graduates will be deducted from their wages every month within two to five years;
(4) The unit where the graduates work decides to reduce the loan repayment according to their performance;
5] For students who have borrowed money, if they are expelled from school, ordered to drop out of school or voluntarily dropped out of school for violating national laws and school discipline, the parents of the students are responsible for returning all the loans.
Repayment operation
Borrowing students should confirm the repayment plan of the student loan with the bank when going through the graduation formalities. After graduation 1 year, you can apply to the bank to adjust the repayment plan. There are many ways to repay the principal and interest of student loans, which can be repaid in advance at one time or multiple times. If college students choose to repay the loan in advance, the handling bank will not charge any other fees except the interest payable. The specific operation method is as follows:
(1) Log in to the homepage of CDB student loan information network, and then enter the loan information page through the student login name and password (the default login name for online application for early repayment in 2006-2008 school year is the school code 1 1656 student ID number, and the password is the eighth birthday; The login name and password for prepayment of online loans after 200 years are the login name and password when students apply for loans);
(2) Click "prepayment application" on the left to enter the prepayment application summary information page;
(3) Click the "Add" button at the lower left of the prepayment application summary information page to open the prepayment addition page;
(4) Select a loan contract record and click OK to save the prepayment application information.
(5) When logging in, if "There is something wrong with the security certificate of this website" appears on the webpage, please click "Continue to browse this website (not recommended)" in the penultimate line below to continue logging in.
Question 9: How to query the student loan records and enter the student loan online system, which contains all the information of the student loan.
Question 10: How to inquire about the campus student loan and go to school finance? Should be about the same.
Teach you these selection tips