1, different in nature: performance comparison benchmark is mainly used to evaluate the performance of products, and it is a preset reference indicator related to product type and investment strategy, such as an index or average market return rate. Annualized income measures the actual income level of investment products. Converting the rate of return in a period of time into the expected rate of return after one year is a theoretical rate of return, and there is no guarantee that investors will get this return.

2. Different goals: the performance benchmark is regarded as the minimum operating goal by the fund company, and the managed funds can exceed the performance benchmark, which shows that the fund manager has strong investment ability. The annualized rate of return is the actual income that investors pay attention to and reflects the rate of return of investment products.