Almost half a year ago, the popularity of funds was rising, and then even if you don't have an investment fund, you should know about the fund, but what is it? You may have only heard his name, but you don't know what he does. Let's briefly explain what a fund is.

Fund means that you put money in the fund manager's fund and invest it with his professional knowledge, of course. This fund manager's plate will tell you what I am, whether I am open-ended or closed-ended, a medium-high risk hybrid fund with a preference for stocks, or a stable fund with a preference for bonds and currencies. It's up to you. Before the initial fund offering, he should announce his general position structure, which companies' stocks I hold and which companies' bonds I hold. You should make clear the general structure, and then you can judge whether this structure can bring you benefits.

Because we want to invest with our own money, you want to buy stocks, but you find that you don't understand the knowledge of stocks and you want to buy bonds. You find that you don't know the procedure, but you don't want to deposit your money in the bank because the interest rate of bank deposits is relatively low. It is even said that the annual inflation rate is almost 3%~5%, and large deposits can reach about 5 points. But how many people have hundreds of thousands of deposits and still keep all their money in the bank?

So there is a fund manager in the fund. This is what fund companies do. He can absorb the money in your hand, use his professional knowledge to invest and gain benefits for you. Of course, they will not benefit in vain. They charge a certain management fee. Generally speaking, in Public Offering of Fund, there are no concepts such as excess management fees and overdue income management fees, but there are also private equity funds, so only part of the income is used as their management fees and as the remuneration of their fund managers, and then the remaining profits are distributed to ordinary investors.