For many urbanites, the monthly salary basically has some surplus. I want to make a fixed investment in the fund, but I don't know how to put it in. So, what are the skills of the fund's fixed investment?

Here are seven tips to share with you:

Term-Generally speaking, it is best for investors to make a fixed investment with a term greater than or equal to one market cycle.

Amount-It is suggested that the basic people first analyze their monthly income and expenditure, calculate the idle funds that can be saved, and then use these funds to make fixed investment in the fund.

Dividend-in the long run, choosing dividend for reinvestment is expected to have a greater annualized expected return than choosing cash dividend.

Portfolio-It is suggested to choose two or three top equity funds in the medium and long term to build a fixed investment portfolio. The effective combination of fixed investment is "core+satellite".

Timing-as long as the long-term prospects are good, the short-term market is the most worthwhile to start a fixed investment.

Volatility-Funds with higher volatility are more suitable for fixed investment.

Profit-investors can start fixed investment in the fund when the stock market falls, and redeem it when the stock market rises to the so-called "profit satisfaction point" to draw a "smile curve" of fixed investment.

There are still many things to consider if you want to do a good job in fund investment. I hope these skills can help you achieve your financial goals through fund investment.