Funds are relatively stable financial management methods, especially money funds and bond funds, and the threshold for purchasing funds is also low. It is not only simple to operate, but also has almost negligible restrictions on the initial investment amount, and belongs to public financial products that ordinary investors can participate in. In addition to a single one-time purchase, the fund can also choose a fixed investment, so what is a fixed investment of the fund?

1. What is the fixed investment of the fund?

The fixed investment of the fund is similar to the "zero deposit and lump sum withdrawal" in bank time deposits. Investors put a fixed amount of money into a fund at a fixed time, such as putting 2000 yuan into the same fund every June 10. The fixed investment period of the fund can be decided by the investors themselves, such as one year, three years or five years. Through long-term accumulation, small money will gather into greater wealth.

Second, how to buy the fixed investment of the fund

1, subscription method for fixed investment of the fund

Third-party trading software generally has a fixed investment area, which is a common purchase channel. Bank's online banking and official website, a fund company, can also be purchased. The cost of purchasing through fund companies is relatively low, but the products you can choose are generally limited to those issued by your own company.

2. How much is appropriate for each fixed investment?

The fixed investment of the fund belongs to long-term investment, so it is best to use idle funds for fixed investment. Investors can use about 10% of their salary for the fixed investment of the fund according to their personal consumption. After setting the date and amount of fixed investment, the system will automatically deduct the money regularly, but investors can also modify the amount of fixed investment at any time.

3. How to choose a fixed investment fund?

Investors with weak risk tolerance and novice investors are advised to choose index funds, bond funds and other funds with small fluctuations for fixed investment, or they can combine fixed investment. Investors with rich investment experience and strong risk tolerance can also choose relatively risky funds such as stock funds to make fixed investment.

The above content about what is the fixed investment of the fund, I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.