No, most ordinary investors buy hybrid or equity funds, and the target of fund investment may be more than a dozen stocks. It is impossible for all the stocks in the pool to rise and fall. The limit of stock rise and fall on each trading day is 10%, so there will be no loss.
For example, the daily rise and fall of the fund does not exceed 10%. If I buy a fund with A 1000 yuan and the net value of the fund is 1, then if the maximum daily decline is 10%, my fund will still have 800 yuan in two days.