Don't you pay the fund Friends who invest in asset management are income-oriented and never want to compensate the principal. So, do you want to buy a foundation to compensate? What is the probability of compensation? The asset management of funds is different from that of banks. Most funds will not promise the safety of your principal. However, different types of funds have different risks. Some funds, such as graded B funds, suffered great losses when the market fell. However, there are also funds that have no losses. For example, money market funds, class A funds that are regularly opened, and capital preservation funds. Judging from the history of money market funds, there will be no losses, and so will capital preservation funds, which have been making money. There is no trigger to ensure the safety of your principal. Buying a fund actually buys the investment and research team behind the fund, and an excellent fund manager can help you gain something in the corresponding market.

Partial stock fund

Equity funds are the most likely to be compensated. The average loss point of the fiercest bull market is doubled, and the average loss point of the biggest bear market is 40%. Put forward the boundary of investing in stock funds. The best stock base doubles every year, and the worst stock base loses 68% every year when it compensates the worst.

Money market funds:

After extracting the data of 10 year since the money fund, the conclusion is no compensation ~ because the money was invested in the money market fund, and it is more reliable to buy bank time deposits, large deposits, bonds with a remaining maturity of less than 397 days, bond repurchases with a maturity of less than 1 year and central bank bills with a maturity of less than 1 year.