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Do I need to pay maintenance funds and deed taxes when buying a house?

When buying a house, you need to pay a maintenance fund and deed tax. The deed tax is paid when the house purchase contract is filed with the housing authority, and the maintenance fund is paid when the house is handed over.

The deed tax payment regulations are as follows: The deed tax for commercial houses needs to be paid within 90 days after the filing date.

The rules for paying the house maintenance fund are as follows: The owner should pay the house maintenance fund before handing over the house.

The specific payment time is subject to the agreement between the developer and the home buyer.

What should you pay attention to when buying a house and paying deed tax? 1. Local deed tax rate.

Nowadays, the land deed tax collection rate standards in various places have also been adjusted to a certain extent, but the high housing prices are still difficult to be well controlled. The most fundamental reason is the scarcity of land resources, and the country has always attached great importance to land fiscal revenue, because land

Financial revenue is a very big cake that anyone can part with.

The demand for housing fixed assets varies from place to place, so the charging standards for land resources vary.

2. Changes in local deed taxes.

The local government needs to consider the local economy and market supply and demand. The adjustment of deed tax is ultimately aimed at adjusting the property market so that the property market can return to its original attributes and reduce speculative behavior. If it is a house less than 90 square meters and it is the first house, then

Deed tax is at one percent.

3. Consider the purchase price.

If the real estate is purchased at a reasonable purchase price, then according to the local standards for land deed tax payers, the tax bureau will give an approved tax base based on the purchase price. However, if it is based on an unreasonable

If the property is purchased at a certain price, such as the transfer of real estate between relatives, etc., then the tax bureau will give an approved tax base.

4. Pay the deed tax directly.

The general standard order for buying a house is to pay the down payment, apply for a loan, get loan approval, pass the approval, and then enter the process of handing over the house and pay the deed tax. However, some steps do not follow the standard process. Sometimes after the loan is approved, the developer will

Will call the home buyer to hand over the house, and pay the deed tax at this time.

How to calculate the maintenance fund? 1. The house maintenance fund is used for major and medium repairs and renovation projects of the main structure of the house, public parts and public facilities and equipment after the expiration of the house warranty period.

The house maintenance fund actually includes a special fund for house utilities and a house maintenance fund.

The special fund for housing public facilities, referred to as the special fund, is used for projects such as the renewal and renovation of the most used parts of the property, public facilities and equipment, and may not be misappropriated for other purposes.

The special house maintenance fund implements the principle of "money goes with the house". When the house is transferred, the remaining funds in the account will also be transferred to the new owner of the house.

2. When commercial housing is sold, the home buyer and the seller should sign an agreement on the payment of the house maintenance fund. The buyer should pay the house maintenance fund to the seller at a rate of 2-3% of the purchase price.

All owners agree that the maintenance base metal collected by the selling unit on behalf of the house is not included in the residential sales income.

The current standards for depositing the first phase of special maintenance funds are: 90 yuan/square meter for high-rise buildings (including multi-story buildings with elevators) and 50 yuan/square meter for multi-story buildings (including villas).