Fund transaction expenses refer to the expenses incurred in fund transactions. The transaction costs of China's securities investment funds mainly include stamp duty, transaction commission, transfer fees, handling fee and securities management fee. To participate in inter-bank bond trading, it is also necessary to pay service fees for inter-bank accounts to China Government Securities Depository and Clearing Co., Ltd. and transaction fees to the National Interbank Funding Center. Closed-end funds and LOF funds can be purchased in stock trading accounts of securities companies, and commissions are charged for on-site purchases, which are charged according to stocks. No stamp duty; Commission According to the regulations of your securities company, after the general fund trading account is opened, two thousandths of securities companies can buy the funds they represent. How much discount depends on the regulations of securities companies and fund companies. Some funds are discounted and some are not. The cost ranges from 0.6% to 1.5%.

Online banking also depends on the types of funds sold by banks, some with discounts and some without discounts. The minimum subscription fee of 0.6% for Bank of Communications and Xingye is relatively cheap, and ICBC/CCB generally gives a 20% discount. Other banks. I don't know. You can read the bank announcement. Direct selling by fund companies: Direct selling funds are generally 60% off, that is, 0.6%, plus the transfer fee of online banking, which is about 2 yuan each. Because direct sales should also be purchased from your online banking. No matter where you buy it, it depends on whether the fund you want is sold in this place. Because some funds are sold by almost all banks, and some funds are sold by only some banks and securities companies. I think it is more convenient to apply for online banking. I have fixed investment in ICBC and Bank of Communications, and the announcement says 20% discount. However, the procedures show that Bank of Communications is still a few cents cheaper than ICBC. I don't know how they calculate it.