Specifically, the transfer and connection of medical insurance refers to the process of transferring or connecting medical insurance between different regions. In this process, the medical insurance institutions in the original area will transfer personal medical insurance information to the medical insurance institutions in the target area. Once the transfer is completed, the medical insurance institutions in the new district will handle medical insurance-related procedures for individuals in a timely manner, including reimbursement.
Generally speaking, the time when medical insurance is transferred to an account depends on the following factors:
1, specific transfer or connection time: if it is a working day or a non-holiday transfer or connection, it will generally be faster; If it is a weekend or holiday transfer or connection, it may take longer.
2. Cooperation speed of medical insurance institutions in different regions: The cooperation speed of medical insurance institutions in different regions may also affect the transfer and connection time. If the cooperation speed is faster, the transfer and connection procedures can usually be completed faster.
3. Whether the relevant information provided by individuals is complete: If the relevant information provided by individuals is incomplete or incorrect, the transfer and connection process may be delayed. Therefore, individuals need to carefully check their relevant information when transferring money to ensure accuracy.
Medical insurance reimbursement conditions:
1. Participate in medical insurance: Only those who participate in medical insurance and pay medical insurance fees can enjoy medical insurance reimbursement;
2. Designated medical care: medical insurance stipulates designated medical institutions, and only patients who seek medical treatment in designated medical insurance can enjoy medical insurance reimbursement;
3. Reimbursement scope: medical insurance stipulates the scope of reimbursement, and only medical expenses within the scope of medical insurance can apply for medical insurance reimbursement;
4. Reimbursement ratio: medical insurance stipulates the reimbursement ratio of different medical expenses, and patients need to pay a certain fee according to the proportion stipulated by medical insurance;
5. Reimbursement limit: Medical insurance stipulates the reimbursement limit of different medical expenses, and the expenses exceeding the limit need to be paid by patients themselves;
6. Reimbursement application materials: the application materials required to apply for medical insurance reimbursement according to medical insurance regulations, including medical bills, expense lists, diagnosis certificates, etc.
To sum up, when applying for medical insurance reimbursement, you need to prepare complete reimbursement application materials, including medical bills, expense lists, medical insurance cards, etc. , and apply within the specified time. If you need to submit an expense account in different places, you also need corresponding supporting materials.
Legal basis:
Article 28 of People's Republic of China (PRC) Social Insurance Law
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Article 29
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.