Yu 'ebao belongs to the Monetary Fund. The main investment direction of money funds is money, such as large bank deposits. , mainly earning interest difference. There are many other types of funds, such as stock, hybrid and index. Compared with the money fund, the risks are relatively high, but the returns are also high. As long as you can bear the main risks, you can get much higher income than Yu 'ebao. Risk is directly proportional to income. Of course, the risk of Yu 'ebao is very small, which can be said to be long-term.